by Randy Chalmers on August 19, 2022.
Do you budget? Do you stick to that budget? Are you constantly over-spending, under-saving, and using your credit card to cover expenses, leaving you with less money for next month? You might need to review Dave Ramsey’s budgeting tips! 1. Write down your income 2. List your expenses 3. Subtract expenses from income to equal...
by Michelle McEachin on August 19, 2022.
Have you ever bought something and then felt regret? You most likely thoughtyou just had to have it! It was displayed or presented in such a way that itcaught your eye! Maybe someone knocked on your door and asked if they couldclean your carpet for you. By the time they finished cleaning up that redKool-Aid...
by Michelle McEachin on August 12, 2022.
Since you are a client of MFG… we have no doubt that you are on top of the world and living the dream. But perhaps you were ever so slightly derailed due to summer and those wonderful vacay vibes. If so, this is for you. If you’re feeling guilt or shame over your loose purse...
by Randy Chalmers on August 12, 2022.
Dave Ramsey’s third Baby Step is to fully fund an emergency fund to cover your family for a three to six-month period. Have you completed this step? If so, have you paid any mind to that account since funding completion? We often get calls asking if clients should invest their emergency funds, in short, no,...
by Dave Conley on August 12, 2022.
What would Financial Peace look like in your Life? Financial peace is having the resources (time, health, money) to do the things you enjoy, with the people you love.
by Randy Chalmers on August 5, 2022.
This is a very common question among those contemplating starting their investment journey. They wonder if their $20 a week would amount to anything and if they should wait until they can invest $50 or $100 a week. Let’s look at the numbers. The minimum investment required for a balanced fund is as little as...
by Michelle McEachin on August 5, 2022.
Last week, I talked about going back to school and now this week I’m going to talk about Christmas. Yes, you read that correctly. I said Christmas. Did you know that the average family spends over $1,000 on gifts for Christmas? This does not even include parties, food, travel, and lodging. If you aren’t careful,...
by Dave Conley on August 5, 2022.
We only have so much time, energy, and attention. So how do we decide where to place our focus? To figure out the answer to that question, think about what you are focusing on (fretting over). Now ask yourself two questions: 1. Does it matter? 2. Can I control it?
by Randy Chalmers on August 1, 2022.
Everyone begins their investment journey at different stages in life, however, we can all agree that the sooner you start, the better your portfolio will be in 10, 20, or even 30 years. This equates to a better life in retirement. But why invest now, when the market is down so much, and there could...
by Michelle McEachin on August 1, 2022.
Many of you have kids at home and are about to face… Back to School! Like me, you are looking for value everywhere, and let’s face it, this year we need all the value we can find! No matter your list, a bit of prioritizing, budgeting, and thoughtfulness will stretch your dollars far and wide....