by Andrew Rabon, CPFA® on September 25, 2026.
Many people put off investing because they are afraid of buying at the wrong time. They worry the market will drop the moment they get in. So they wait. And while they wait, their money sits in cash doing very little. But what if you invested at the worst possible time, every single year?
by Andrew Rabon, CPFA® on September 11, 2026.
Lifestyle creep happens when your spending rises right along with your income. It's rarely one big purchase, but a slow buildup of small upgrades: a nicer car, more subscriptions, pricier meals out.
by Andrew Rabon, CPFA® on August 28, 2026.
Renting isn't "wasting money," and buying isn't automatically the smarter move. The best choice depends on your goals, your timeline, and your financial readiness, not a one-size-fits-all rule.
by Andrew Rabon, CPFA® on August 14, 2026.
Many Americans (especially young Americans) today are struggling with overspending... With the average credit card debt for Americans hanging around $6700 per borrower...
by Andrew Rabon, CPFA® on July 10, 2026.
Right now, the ten largest companies in the S&P 500 make up close to 40% of the entire index, a level we haven't seen since the 1960s.
by Andrew Rabon, CPFA® on June 19, 2026.
The reality is that successful investing and comprehensive financial planning are not always the same skill set.
by Andrew Rabon, CPFA® on June 5, 2026.
Many business owners become so focused on growing the company that they rarely step back and look at their personal financial picture.
by Andrew Rabon, CPFA® on May 22, 2026.
Financial planning and financial advice happen at the intersection of “Your Life” and “Your Money.” The challenge is that many people make financial decisions in isolation rather than viewing them as connected parts of a larger picture.
by Andrew Rabon, CPFA® on May 8, 2026.
Many people treat financial planning like a one-time task. They open retirement accounts, invest money, maybe create a simple estate plan, and assume they are set for life. But life does not stay the same for very long.
by Andrew Rabon, CPFA® on April 10, 2026.
There is no such thing as “drive-by” tax planning. Personal finance is incredibly personal, and your situation is unique.