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Category: Financial Peace

Dreams versus Plans

by Randy Chalmers on September 23, 2022.

Have you ever heard someone say something to the effect of “a dream is only a dream until you write it down, then it becomes a goal”? This concept examines how we view seemingly impossible things, like getting our “dream” job, living in the “dream” town, climbing Mount Everest, or completing a marathon. You wouldn’t...

What are you afraid of ?

by Dave Conley on September 23, 2022.

Most of us make the same mistake with our money over and over: We buy high (when the economy and markets are up) out of greed and sell low (when the economy and markets are down) out of fear, despite knowing on an intellectual level that it is a very bad idea.

Should I get out of the market until…

by Dave Conley on September 16, 2022.

Each and every month we get a question that is similar to the statement above. The questions are sincere but based on the assumption that one can invest in the markets painlessly. What I mean by that is I can get marketlike returns when the market is going up, then jump out of the market...

Rising Prices Eating your Money?

by Michelle McEachin on September 15, 2022.

These days, rising food prices have us all wondering how to make ends meet. Even if you have lots of money at the end of your month, you are still probably looking for ways to stretch your dollars?! Right?   I believe the absolute best way to stretch that food budget and get the most bang...

Information about Qualified Tuition Plans (or 529 Plans)

by Randy Chalmers on September 9, 2022.

South Carolina taxpayers can deduct 100% of their contributions on their state tax returns (one of only four states that offer 100% of contributions to be claimed). There are two types of 529 plans: prepaid tuition plans and education savings plans. Prepaid Tuition Plans allow the account holder to purchase credits for future use at...

I Don’t Want to Lose Money! What Does that Mean?

by Dave Conley on September 1, 2022.

$10,000 is still $10,000 = Capital Preservation $10,000 still buys what it did = Purchasing Power Preservation The distinction is vital to your long-term wealth! Not a month goes by that we do not have a call where someone inquires about investing and includes the phrase, “but I don’t want to lose my money“. The...

Enjoying the Fruit of your Labor

by Michelle McEachin on August 30, 2022.

We all work hard. Some of us work four 10-hour days. Some work five 8-hour days. Some choose to work 12-hour days all the time. But whatever you do… you put in labor and expect a fair return for your effort. You use that return to plan, budget, and live life to the fullest.  Back...

What Advice Would you Give Yourself… 20 Years Ago?

by Dave Conley on August 26, 2022.

Who do you think you’ll be in a year? 5 years? 20 years? One of the big problems with setting goals, especially financial ones, is that we’re struggle with imagining our future selves. Remember what you imagined you’d be as an adult when you were a kid. I’m guessing there are some gaps between that dream and your current reality. When we talk about financial goals, we’re often talking about long timeframes.

What is your Why?

by Dave Conley on August 19, 2022.

“We say WHAT we do, we sometimes say HOW we do it, but we rarely say WHY we do WHAT we do.”  Simon Sinek  Financial peace is not a number and wealth is about more than money.  Let’s agree on a core truth, sufficient resources (time, health, money) are all needed for financial peace, but...