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Category: Budget

Some tips to reduce spending as we approach the holiday season

by Randy Chalmers on September 30, 2022.

It is finally cooling down, and with the cooler temperatures comes the desire for a nice, hot, beverage. The easiest way to acquire these seemingly magical drinks is to run by the drive-through of your favorite coffee shop. Did you know the average cup of coffee has risen to $4.90?! You don’t have to stop...

Dreams versus Plans

by Randy Chalmers on September 23, 2022.

Have you ever heard someone say something to the effect of “a dream is only a dream until you write it down, then it becomes a goal”? This concept examines how we view seemingly impossible things, like getting our “dream” job, living in the “dream” town, climbing Mount Everest, or completing a marathon. You wouldn’t...

Are you Sinking your Funds?

by Michelle McEachin on September 9, 2022.

Are you sinking your funds?  We talk about budgets a lot around here. We believe that having a budget for your monthly expenses is terrific! But, don’t forget you have some expenses that are not monthly and some that are definitely not regular. Some bills will only come to your mailbox once a year. Bills...