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Category: Family

Christmas Then and Now: How The Season Has Changed Over 50 Years

by Dave Conley on December 19, 2025.

In my 50 years of life, the Christmas season has changed — not only for me personally, but in society as a whole. What was once a tradition-focused, family- and community-oriented season has slowly shifted into something more secular and convenience-driven. Here are my memories of Christmas over the past five decades — the trends,...

The Promise of Christmas

by Andrew Rabon on December 12, 2025.

“The birth of Christ is the central event in the history of the earth—the very thing the whole story has been about.” —C.S. Lewis

What is in an Estate Plan?

by Dave Conley on August 25, 2023.

What is in a simple Estate Plan? If you’re like most people, with a few kids and a house, you only need a will. You can use an online service like www.freewill.com or www.mamabearlegalforms.com. The most common option is to meet with a local lawyer to help you discuss and setup the three documents needed...

Estate Planning 101

by Dave Conley on August 11, 2023.

Estate planning is just a fancy legal-ish word for what you want to happen to your money and stuff when you die or become disabled.

Are You Setting Debt Targets?

by Randy Chalmers on July 14, 2023.

Do you know what percentage of income your mortgage payment is? Your car loan? Do you set debt targets? Debt targets are not a new concept, however, in my opinion, they are not discussed nearly enough with individuals of all stages of life. When you bought your first house did you aim for your mortgage...

Are You Taking Advantage of All Your Financial Advisor’s Services?

by Randy Chalmers on May 5, 2023.

A financial advisor is an invaluable asset to managing your finances and providing you with personalized advice specifically for you. When you begin your relationship with your financial advisor you tend to have many face-to-face interactions as the long-term relationship is being established. Once a plan is in place the meetings slow down, but don’t...

Budgeting equals $$ Awareness

by Dave Conley on April 28, 2023.

“Awareness is like the sun. When it shines on things, they are transformed.” Thich Nhan Hanh Becoming aware of our spending is one of the most powerful tools we have. Why? In examining our spending we become aware of ourselves. Budgeting is simply being aware of our spending. Why is this keeping track of how...